Tony Zerucha, Author at Future Nexus

·Jan. 2, 2024

Piere focused on intuitive budgeting

When designing an intelligent budget-tracking app, Piere founder and CEO Yuval Shmul Shuminer prioritized functionality, integrations, and meeting the evolving needs of emerging generations. Billed as the“intelligent budget tracker app that’s ready in just two taps,” Piere offers quick functionality and automatic reconciliations and updating.

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Payments

·Dec. 26, 2023

Spade is creating a new transaction enrichment wheel

Instead of modifying decades-old transaction infrastructure, Spade provides better fraud protection by creating a new system. Customers like Sardine, Mercury, Unit and Ramp have improved their fraud models by more than 15% using Spade's real-time merchant intelligence for the card ecosystem.

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·Dec. 22, 2023

Why passkeys will replace passwords

While more people are shopping online, they are increasingly concerned about their digital security. Might passkeys be the answer? Quintin Stephen believes they will help.

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Payments

·Dec. 15, 2023

Melio, J.P. Morgan unite to deliver RTP B2B payments

Thanks to improvements in technology, innovative businesses like Melio are bringing B2B payments into the 21st century. This week, Melio launched Real-Time Payments, supported by J.P. Morgan.

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Open Banking

·Dec. 14, 2023

Americans receptive to open banking: Axway survey

The results of a recent Axway survey on open banking in America bode well for its adoption stateside. More than half, 55%, have heard of open banking, with 32% believing they have a decent understanding of it.

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Embedded Finance

·Dec. 12, 2023

Pinwheel, OSV partnership brings payroll into fintech age

Pinwheel’s partnership with payroll provider Workday company One Source Virtual (OSV) ushers payroll into the same convenience levels as other areas of finance. It will also help banks achieve primacy with their customers.

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·Dec. 4, 2023

APIs: The silent fintech security concern

A quarterly report published by integrated app and security platform Wallarm gives granular attention to a little-discussed but critical security concern for fintechs - their APIs.

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Payments

·Nov. 30, 2023

PayNearMe report outlines data-based decision-making benefits

Financial institutions struggle to meet consumer demand for more payment types, mainly because they lack the proper data science capabilities. This drives suboptimal strategies like layering multiple payment types.

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Lending

·Nov. 28, 2023

Fintech, student loans highlighted in latest TransUnion credit report

The higher your credit rating, the more likely you are to feel good about the current state of credit. That is a key takeaway from TransUnion’s Q3 2023 Quarterly Credit Industry Insights Report.

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Banking

·Nov. 22, 2023

Relationship-based services as a customer attraction and retention tool

Banks use relationship-based services to attract and retain customers in these times of higher interest rates. SunTec Business Solutions President Amit Dua said if these services are correctly deployed, they benefit both the bank and the customer.

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