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·Jan. 17, 2024

Beware of the crypto/blockchain patent troll

As the cryptocurrency and blockchain industries mature, they must prepare for a downside to their success - patent trolls. As technology charts clear routes and more money is at stake, Dykema patent attorney Michael Word said cryptocurrency will be the next patent battlefield.

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Financial Health

·Jan. 17, 2024

Better emergency savings tools for better financial health

There are new ways for Americans to build their emergency savings today from a new government program offered through retirement plans to new fintech offerings.

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Embedded Finance

·Jan. 16, 2024

Acorns’ success no surprise to Sarkar

The new Mighty Oak Visa debit card from Acorns has a solid foundation for success says a representative from long-time partner Helix by Q2. GM Ahon Sarkar said he’s not surprised by Acorns’ prosperity since the two companies first partnered seven years ago, which is an eternity in fintech.

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Banking

·Jan. 12, 2024

The API Economy’s Impact on Banking Operations

APIs can provide banks a customer-centric transformation for enhanced user experience

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Fraud/Identity

·Jan. 11, 2024

Bringing Generative AI to Risk Decisioning

There are the five critical considerations to weigh before building a risk decisioning platform. This white paper offers a roadmap for evaluating third-party solutions.

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Lending

·Jan. 10, 2024

Every lender has a fraud problem, but AI-powered detection is here to help

Fraud is a significant challenge for lenders, impacting both operational efficiency and financial stability. Legacy methods for detecting fraud are proving to be inadequate in the face of new techniques, so AI-powered detection is needed.

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Fintech

·Jan. 9, 2024

Findings from the Global Risk Decisioning Survey

Over 300 decision makers provide their thoughts in the Global Risk Decisioning Survey from Provenir. The white paper with the results is now available for download.

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LatAm

·Jan. 8, 2024

Fintechs transform banking landscape in Argentina, reaching full population coverage

As fintechs gained traction in Argentina, financial access to accounts has become nearly universal, according to a central bank report.

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Silicon Valley Bank - Fintech Nexus News

Banking

·Jan. 5, 2024

2024 Update on Silicon Valley Bank: Fintech Focus Persists While Competition Heats Up

Silicon Valley Bank is still open for business for fintech companies. In many ways, even though it is now part of First Citizens Bank, it is very similar to what it was before, at least from a fintech perspective.

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Startups

·Jan. 4, 2024

Neu helps students build credit and avoid the debt trap

Neu’s path to success will produce financially literate college graduates and a strong bottom line. The journey began in late 2023 with the release of the Neu Card, whose attributes include no late fees and interest charges, a maximum $1,000 spending limit, no Social Security number required, and no credit history or cosigner required.

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