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Lending

Fintech
·Aug. 18, 2021

Study Blames Fintech for Bad Data in the PPP Program

Researchers from the University of Texas published a study Tuesday morning that claims fintech lenders who participated in the Paycheck Protection Program dropped the ball on underwriting.
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bnpl session speakers
Fintech
·Nov. 1, 2022

BNPL adoption and potential for fraud exploded during downturn

The drive to find no-interest credit options during an economic downtown greatly accelerated Buy Now, Pay Later (BNPL) adoption in the U.S. in 2022.
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LatAm
·Sep. 5, 2023

Buffett-backed fintech Nubank to launch personal loans in Mexico

Nubank accelerates its Mexican expansion with personal loans, tapping into the country's promising growth prospects.
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Lending
·Feb. 14, 2024

Upstart reports decent Q4 2023 earnings but provides weak guidance

Upstart reported Q4 2023 earnings yesterday with $140m in revenue for the quarter and a loss of $47.5m.
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Close up hands of businessman signing and stamp on paper document to approve business investment contract agreement.
Opinion
·Feb. 14, 2023

Marketplace lending loan portfolios: Credit analysis, collateral performance, and valuations in transitory markets

The canary is now 10+ years old as prominent platforms like SoFi and Upstart launched in the early 2010s, and Freedom Financial (now Achieve) has been around for two decades.
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AnnouncementsLendingMergers & Acquisitions
·Feb. 25, 2021

ODX and Fundation Join Forces to Form Linear Financial Technologies

ODX, LLC and Fundation announced today they will merge to become Linear Financial Technologies. Linear provides loan origination, account opening...
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Opinion
·Jun. 9, 2021

Three things Policymakers can do to help American small businesses after the Paycheck Protection Program

[Editor’s note: This is a guest post from Ryan Metcalf, Head of Public Policy & Social Impact at Funding Circle.]  The Paycheck...
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DeFi -Decentralized Finance on dark blue abstract polygonal background. Concept of blockchain, decentralized financial system
Lending
·May. 1, 2023

TransUnion, Spring Labs, Quadrata bring off-chain credit scores to DeFi

Reliable off-chain credit scoring on the blockchain provides better service and attracts participants to DeFi.
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Lending
·Apr. 22, 2021

Unpacking the Shift From Historic to Real-Time Data in Lending

[Editor’s note: This is the fourth article (see part one, part two and part three) in a special series we...
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Tricolor Auto poster
Lending
·Jun. 24, 2022

Tricolor combines data, AI to serve Hispanic auto buyers

Tricolor uses AI and decades of auto finance experience to provide credit to Hispanic motorists in the United States via an integrated model.
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