Oxbury is a Chester-based challenger bank which looks to smooth out cash flow for farmers; according to James Farrar who also set up ClearBank in 2015, “Oxbury provides farmers with the specialized lending they need to run their farms and offers savings accounts to any individual or business that want to back British farmers and UK agriculture.”; a crop protection group and grain supplier both are investors and the bank’s board of directors includes ex-head of business banking at HSBC Huw Morgan and former Bank of England adviser Tim Fitzpatrick. Finextra
