Subscribe
Logo
Logo
  • Topics Icon Topics
    • AI Icon AI
    • Banking Icon Banking
    • Blockchain/DeFi Icon Blockchain/DeFi
    • Embedded Finance Icon Embedded Finance
    • Fraud/Identity Icon Fraud/Identity
    • Investing Icon Investing
    • Lending Icon Lending
    • Payments Icon Payments
    • Regulation Icon Regulation
    • Startups Icon Startups
  • Podcasts Icon Podcasts
  • Products Icon Products
    • Webinars Icon Webinars
    • White Papers Icon White Papers
  • TechWire Icon TechWire
  • Search
  • Subscribe
Reading
Podcast #90: José Carlos Aguilar, Co-Founder & Co-CEO of Palenca
ShareTweet
Home
Podcasts
PitchIt Fintech Startups Podcast
Podcast #90: José Carlos Aguilar, Co-Founder & Co-CEO of Palenca

Podcast #90: José Carlos Aguilar, Co-Founder & Co-CEO of Palenca

Todd Anderson·
Podcasts
·Apr. 23, 2023·1 min read

On today’s episode, I am joined by José Carlos, Co-Founder & Co-CEO of Palenca.

José and I talked about the differences between the US and LatAm fintech markets, how hard it is for lenders to get an accurate picture of a borrowers income, Palenca’s pivot from a lender to a data provider, Mexico’s fintech journey and where fintech is today in Mexico, tae kwon do, raising capital, and much more.

A couple of short PSAs:

Applications for PitchIt have now closed; keep a lookout for the semifinals on April 26 and April 27. The finals will occur at Fintech Nexus USA on May 11 at The Innovation Zone on the Expo Floor.

If you want to sponsor an episode, come on as a guest, or sponsor one of our many digital or in-person offerings, please reach out anytime at [email protected].

Without further ado, José Carlos, Co-Founder & Co-CEO of Palenca. I hope you enjoy the episode.

Episode highlights include:

Jose? Carlos Aguilar of Palenca
Jose? Carlos Aguilar of Palenca
  • Palenca’s founding story
  • José’s time at Uber
  • Why they pivoted away from lending
  • The differences between the US and LatAm fintech markets
  • Open banking
  • Financial inclusion
  • Raising capital
  • Tae kwon do
  • Recommended reading – The Cold Start Problem: How to Start and Scale Network Effects by Andrew Chen 
  • And much more…

Connect with José Carlos Aguilar on LinkedIn
Connect with Palenca on LinkedIn

  • Todd Anderson
    Todd Anderson

    Todd is the host of PitchIt: the fintech startups podcast, a weekly interview show featuring emerging fintech founders and leading venture capitalists. He is responsible for leading the content team which covers fintech through daily & weekly email newsletters, editorial, virtual events, and in-person conferences. He has been covering fintech, banking, and venture capital for more than 15 years, including speaking regularly at industry events.

    View all posts
Tags
datafintechLatAmPalenca
Related

The Leaders Driving Fintech Forward

Ready to Sign Up for a Gen AI Certification Program? Fintech Founders & Others Weigh In on the Trend

Expanding Business Revenue Streams with a Fintech Podcast

How data can improve the payments process

Popular Posts

Today:


This month:

  • Fenrock“A race against time” – Fenrock AI’s CEO on fighting the impending wave of AI fraud May. 7, 2026
  • Fintech Nexus – Newsletter Creative (1)AI-Driven Commerce & The Dying Art of the Deal Sep. 25, 2025
  • 197Renton’s Take on Loan Model Risks Nov. 4, 2025
  • TitoEscaping the demo: The founders building the foundation for medtech physical AI Jul. 23, 2026
  • Fraud used to be a craftThe ID Document Is Dead. The Industry Just Hasn’t Buried It Yet. Jul. 9, 2026
  • HumanXOverheard At HumanX 2026 Apr. 16, 2026
  • FN1No Backspace in the Physical World – Building AI for 5,000-lb Machines Apr. 9, 2026
  • FN1Pigment co-CEO Eléonore Crespo wants to give CFOs superpowers Mar. 19, 2026
  • imageAbacum’s CEO: The Future of Finance Looks Like Product Mar. 5, 2026
  • Copy of Fintech Nexus – Newsletter Creative (1)Unpacking PayPal’s Missed Moment: 7 Takeaways Feb. 5, 2026

More News
  • About
  • Contact
  • Disclaimer
  • Privacy Policy
  • Terms
Subscribe
Copyright © 2026 Fintech Nexus
  • Topics
    • AI
    • Banking
    • Blockchain/DeFi
    • Embedded Finance
    • Fraud/Identity
    • Investing
    • Lending
    • Payments
    • Regulation
    • Startups
  • Podcasts
  • Products
    • Webinars
    • White Papers
  • TechWire
  • Contact Us
Start typing to see results or hit ESC to close
lis digital banking USA Lending Club UK
See all results