The buy now, pay later space is full of competition with names like Affirm, Afterpay and Klarna; what’s different about QuadPay is that they don’t necessarily need to have a partnership with the merchant; instead their app issues single-use digital cards which are issued through Stripe; Brad Lindenberg, CEO of QuadPay noted, “It would take forever to sign up every brand…So the best solution to that was to build an app or technology that allows Quadpay to be used literally anywhere.” Quadpay earns a portion of the interchange fee when a shopper uses their offering; According to QuadPay, their offering can increase merchant sales by up to 20% and also increase repeat customer rates up to 80%. Business Insider
