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artificial intelligence

artificial intelligencebig techdigital transformationenterprise blockchainidentity and privacyIndiaregulation & compliancetelecom & infrastructure
·Oct. 23, 2020

How IBM spinning-out $18B of managed infrastructure revenue, or Reliance Jio growing to 400MM mobile users, creates a chassis for digital finance

This week, we look at:

  • IBM spinning out its managed services division with $18 billion of revenue in order to focus on hybrid cloud and digital transformation

  • Reliance Jio, the Indian mobile telecom provider with 400 million users, contemplating financial services with backing from Google and Facebook

  • The role that technology infrastructure plays in the delivery of financial services


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artificial intelligenceaugmented realitychatbots & other robots
·Jan. 13, 2020

Have Facebook Messenger Chatbots failed for Finance?

In the long take this week, I try out a contrarian point of view on personal finance chatbots. Trim, a savings chatbot, just withdrew support from Facebook Messenger. While lots of other chatbots are still invested in conversational banking, what could we take away from the counterfactual of chatbots failing to get B2C traction? What is the impact on the rest of the platform wars waged by Amazon, Google, and Tesla for connected homes, cars, and the Internet of Things?

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brex assistant
Fintech
·Sep. 19, 2023

Brex launches BrexAI Flagship Product – Brex Assistant

Focusing increasingly on customer-facing AI tools, Brex has launched an employee expense assistant that integrates into employees' day-to-day.
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artificial intelligencecivilization and politicsMetaverse / xRphilosophyvisual art
·Jul. 3, 2020

White Obama made by Artificial Intelligence

What we know intuitively, and what the software shows, is that the pixelated image can be expanded into a cone of multiple probable outcomes. The same pixelated face can yield millions of various, uncanny permutations. These mathematical permutations of our human flesh exit in an area which is called “latent space”. The way to pick one out of the many is called “gradient descent”.

Imagine you are standing in an open field, and see many beautiful hills nearby. Or alternately, imagine you are standing on a hill, looking across the rolling valleys. You decide to pick one of these valleys, based on how popular or how close it is. This is gradient descent, and the valley is the generated face. Which way would you go?

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artificial intelligenceMetaverse / xR
·Aug. 7, 2020

How should Fintech react to Epic raising $2B on Fortnite’s 350MM users, NY Times photogrammetric environments, and Apple’s AR glasses

Within a decade, the form factor for computing will radically change from staring at screens with flat imagery, to participating in embedded virtual worlds with fully navigable, hyper-realistic environments. Those environments will be filled with software agents, some hybrid human and others entirely AI, that are entirely unrecognizable as anything but real to 90% of the population.

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artificial intelligenceCryptoenterprise blockchainFractals & reflexivitygame theoryMetaverse / xR
·Apr. 24, 2020

The Grand Theory of the Universe

I came upon this announcement by Stephen Wolfram recently: Finally We May Have a Path to the Fundamental Theory of Physics… and It’s Beautiful. Wolfram is a theoretical physicist turned mathematician, computer scientist, and entrepreneur responsible for the rigorous Mathematica software. After a career of building one of the most advanced computational packages ever created, he is returning to the question that endlessly captivates geniuses — what is the equation at the heart of our universe?

Is there one unifying stroke of the pen that can connect conventional physics, general relativity, and quantum mechanics into a single whole? Wolfram is not conventional, and I cannot do justice to his thinking both given its complexity and rigor. He claims to have found one such answer, which I will try to sketch. But what drew my atten

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artificial intelligenceaugmented realityCryptodecentralized financeenterprise blockchainMetaverse / xRnarrative zeitgeistNFTs and digital objectsregulation & complianceventure capital
·Nov. 27, 2020

Jamie Burke of Outlier Ventures on DeFi and NFT investing and acceleration

In this conversation, we talk with Jamie Burke of Outlier Ventures. This is a fascinating and educational conversation that covers frontier technology companies and protocols in blockchain, IoT, and artificial intelligence, and the convergence of these themes in the future. Jamie walks us through the core investment thesis, as well as the commercial model behind shifting from incubation to acceleration of 30+ companies. We pick up on wisdom about marketing timing and fund structure along the way.

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artificial intelligence
·Aug. 28, 2023

How AI is fueling the fraud surge: Sift report

Sift's latest Digital Trust and Safety Index describes how artificial intelligence (AI) is fuelling a fraud surge that will challenge retailers and financial institutions.
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artificial intelligence
·Aug. 3, 2023

Enhance Your Financial Institution Roadmap with Artificial Intelligence

A recent book by McKinsey executives details the way to do digital and AI transformation. They enable and augment an existing strategy
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handshake
artificial intelligence
·Nov. 7, 2023

How AI generates more lending opportunities

InformedIQ helps lenders find opportunities in today’s challenging environment while others pull back. The main difference is who embraces AI.
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