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Tony Zerucha
JoinedSep. 30, 2021
Articles250

Tony is a long-time contributor in the fintech and alt-fi spaces. A two-time LendIt Journalist of the Year nominee and winner in 2018, Tony has written more than 2,000 original articles on the blockchain, peer-to-peer lending, crowdfunding, and emerging technologies over the past seven years. He has hosted panels at LendIt, the CfPA Summit, and DECENT's Unchained, a blockchain exposition in Hong Kong. Email Tony here.

Banking
·Feb. 2, 2024

Backup servicing’s importance highlighted by SVB collapse

The Silicon Valley Bank collapse highlighted the importance of a little-discussed but key feature of healthy banks and fintechs - backup servicing.
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AI
·Feb. 1, 2024

How AI will deliver more customer-centric products

Galileo’s CPO, David Feuer, said AI and improving infrastructure allow financial services innovators to create more responsive products, including in BNPL.
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Banking
·Jan. 31, 2024

Pinwheel-Jack Henry partnership helps financial institutions win primacy battle

Pinwheel’s new partnership with Jack Henry will help banks and credit unions win primacy with more clients.
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Lending
·Jan. 29, 2024

What your B2B customer really wants

As B2B payment technology catches up to other areas of fintech, TreviPay CEO Brandon Spear said exciting trends are emerging. In late 2023, TreviPay released the B2B Buyers Payments Preference Study. It updates similar research conducted in 2019.
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cybersecurity
·Jan. 26, 2024

SEC cybersecurity rule raises questions

The SEC’s new cybersecurity rule can protect investors and ensure companies take security seriously. But it creates as many questions as it answers.
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Fraud/Identity
·Jan. 22, 2024

Protect the house from fraud, not just the front door

While many security companies can make a strong lock for your front door, DataVisor co-founder and CEO Yinglian Xie said focusing on every area of the house is a much more effective strategy.
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AI
·Jan. 19, 2024

Liveness detection is cat and mouse

The importance of liveness detection was one positive development arising from the COVID-19 pandemic. It’s an essential feature of a biometric-based security strategy, iProov chief product and innovation officer Joe Palmer said.
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Crypto
·Jan. 17, 2024

Beware of the crypto/blockchain patent troll

As the cryptocurrency and blockchain industries mature, they must prepare for a downside to their success - patent trolls. As technology charts clear routes and more money is at stake, Dykema patent attorney Michael Word said cryptocurrency will be the next patent battlefield.
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Embedded Finance
·Jan. 16, 2024

Acorns’ success no surprise to Sarkar

The new Mighty Oak Visa debit card from Acorns has a solid foundation for success says a representative from long-time partner Helix by Q2. GM Ahon Sarkar said he’s not surprised by Acorns’ prosperity since the two companies first partnered seven years ago, which is an eternity in fintech.
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Startups
·Jan. 4, 2024

Neu helps students build credit and avoid the debt trap

Neu’s path to success will produce financially literate college graduates and a strong bottom line. The journey began in late 2023 with the release of the Neu Card, whose attributes include no late fees and interest charges, a maximum $1,000 spending limit, no Social Security number required, and no credit history or cosigner required.
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