Bank lending is often the least expensive form of financing but it is not often a consideration at the point of sale. Advances in embedded lending now makes this possible.
JoinedMay. 23, 2022
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Yaacov Martin is the CEO and Co-Founder of Jifiti, a global fintech company. He is a thought leader, panelist, and active contributor to leading payments and fintech publications.
Checking out in a physical store often involves special hardware that can create a barrier for BNPL adoption. Embedded lending is the solution.
While BNPL has garnered most of the headlines in recent years, developments in embedded lending may end up having a more lasting impact on point of sale financing
With regulation taking center stage, there's an opportunity for banks to take the place of some large BNPL providers and lead the space.
By 2026, BNPL payments are expected to account for almost a quarter of all global e-commerce transactions, according to Juniper Research.