Regulators in the US are contemplating giving banks additional regulatory points for lending to mid and low income Americans who are being impacted by the coronavirus; agencies are also looking at other tools in order to provide credit to both individuals and businesses to help them navigate uncertain times;; the additional regulatory credits would be provided through the Community Reinvestment Act, which encourages lending and rates banks on how they are serving credit needs; ratings are important for banks in order to grow their business. Reuters
