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Embedded Finance

covid pandemicEmbedded Financeidentity and privacymacroeconomicsphilosophy
·Apr. 13, 2020

Apple and Google help with government contact tracing, setting stage for war over Data

This week, we dive into the social, economic, and financial implications of data in a post-COVID world. As Apple and Google work to build out the government's contact tracing apps to combat pandemic, what Pandora's box are we opening without consideration? As Plaid reaches into payroll data to accelerate small business bailouts, what power do we hand to aggregators? Will dignity-preserving solutions come to market in time? The opportunity for decentralized identity and data storage is clearer than ever. Or will fear drive us to make permanent compromises?

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Embedded lending vs BNPL
Lending
·Aug. 28, 2023

Embedded lending vs. BNPL: An investigation into the key variations

While BNPL has garnered most of the headlines in recent years, developments in embedded lending may end up having a more lasting impact on point of sale financing
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Embedded Financeneobankpaytech
·Jun. 12, 2020

Varo’s $240M and Marqeta’s $150M Rounds, Should Digital Banks Lend? and Fintech Gets Meta

Today, we talk through a few recent events that are indicative of what’s important in fintech right now.

Varo raised $241 million in preparation to start operating under its own banking license later this year. Is a banking license an asset or a liability if you’re a digital bank?

Marqeta is reportedly now valued at $4.3 billion, as banking-as-a-service continues its mature.

And LA-based fintech Stackin’ raised $13 million to scale its messaging-based offering designed to help Gen Z find the right fintech. What should we make of this?

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Banking
·Mar. 1, 2024

How a fintech created the first digital bank in a Brazilian favela

Digital bank G10 is the first of its kind in a Brazilian favela, low-income areas which together account for roughly 17 million citizens.
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digital transformationEmbedded Financeenterprise blockchainexchanges / cap mktsmega banksneobankOpen Bankingopen source
·Dec. 8, 2021

What Goldman’s institutional financial cloud on Amazon means for embedded finance

In this analysis, we focus on Goldman Sachs launching an institutional embedded finance offering within Amazon Web Services, and Thought Machine raising a unicorn round for its cloud core banking platform. We explore these developments by focusing on the emerging role of cloud providers as distributors of third party software, think through some of the implications on standalone fintechs and open banking, and check in on AI company Kensho. Last, we highlight the difference between Web3 and Web3 approaches to “cloud”, and suggest a path as to how those can be rationalized in the future.

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Cryptodecentralized financedigital transformationEmbedded Financeidentity and privacyInvesting
·Aug. 27, 2021

Is Fintech or DeFi Bigger? And Who eats Whom? Hosted by The Defiant

In this video conversation we feature a roundtable by The Defiant exploring how and if the gap between Fintech and DeFi will be bridged.


DeFi Panelists
Lex Sokolin, head economist at ConsenSys
Santiago Roel Santos, angel investor
Spencer Noon, Investor at Variant
Vance Spencer, co founder at Framework Ventures

Fintech Panelists
Keith Grose, head of Plaid international
Nik Milanovi?, founder of This Week in Fintech
Simon Taylor, co-founder of 11:FS
Bruno Werneck, Business & Corporate Development at Plaid

Moderator
Camila Russo, Founder of The Defiant

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Embedded Finance
·Feb. 6, 2024

Marqeta’s Simon Khalaf: BNPL, embedded finance innovation just beginning

Embedded finance and buy now, pay later (BNPL) are hotbeds of innovation, and Marqeta is in the middle of the action, CEO Simon Khalaf said.
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Fintech
·May. 14, 2024

april sees strong demand for self-guided, mobile tax filing

Findings from AI-powered tax-filing product april’s 2023 customer impact study suggest customers are receptive to a self-guided, mobile-first process.
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Embedded Finance
·Mar. 6, 2024

Not everyone should be an embedded finance provider

Embedded finance can help small businesses manage their money end-to-end, but not all companies are equipped to offer it properly.
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eCommerceEmbedded FinancepaytechSocial / Community
·Apr. 16, 2021

Building global paytech companies and communities with Anil Aggarwal of TxVia, Money2020, and Fintech Meetup

In this conversation, we talk with Anil Aggarwal of Clarity Payment Solutions (acquired by TSYS) and TxVia (acquired by Google) about how he “stumbled” upon the payment space at the right time.

Anil is an absolute FinTech icon as the founder of renowned FinTech conferences – Money20/20 and FinTech Meetup. Additionally, we explore the various concepts of payment network utlity, the market timing large platform shifts, as well as, how social capital and community formation can serve as drivers towards the monetization of our attention even further.

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